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Last Updated: 08/07/2023
in In-Depth FAQs
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Last Updated: 08/07/2023
in In-Depth FAQs
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Last Updated: 08/03/2023
in Homeowners Newly Closed Loans Your browser does not support HTML5 video. ...
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Will the terms of my loan or interest rate change? No. Rest assured, a servicing transfer will not affect the terms of your loan. This includes your interest rate. Will my loan number change? Whether your loan is transferring to or from us, y...
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Who do I contact with questions about my escrow expenses? Taxes: Your local tax assessor’s office. Insurance premiums: Your insurance company. Your escrow payments and expenses: Reach out to us. We'll be happy to help! Please see our...
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Last Updated: 08/02/2023
in Homebuyers
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Last Updated: 08/02/2023
in Homebuyers How do I know which loan program to choose? Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like yo...
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Last Updated: 08/02/2023
in Homebuyers How does buying a home compare to renting? Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space. Should I p...
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Not all loan types are eligible. Under the current government rules, recast is not an option for USDA (RHS), VA and FHA loans. To qualify for a recast, the following must apply: Conventional loan (other types including USDA (RHS), VA, and FHA...
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We love making homeowners happy—and what better way than to help you save money throughout the life of your loan? If you want to lower your monthly mortgage payment and have the means to make additional payments toward your loan principal, a mort...