Popular Articles

  1. How it works

    How does a Home Equity Loan work? Can I pay off a Home Equity Loan early? While the terms can vary by lender and other factors,  our Home Equity Loan does allow for early repayment without prepayment penalties!  Paying off the loan early ca...
  2. Learn more and get started

    Who can tell me more? Our knowledgeable Direct Lending team is eager to help you navigate the options and carve a path forward based on your personal goals and priorities!  Reach out to us today. How can I get started with a Home Equity Loan? ...
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  4. Is a Home Equity Loan right for me?

    Is a Home Equity Loan a good choice for me? It depends on your financial goals, current mortgage terms, and ability to repay the loan. A Home Equity Loan can be a valuable financial tool, but it’s important to understand all aspects of the loan bef...
  5. FAQs: Can I cancel my mortgage insurance?

  6. Other Correspondence

    Other Correspondence PO Box 4638 Englewood, CO 80155 Designated Address for Notices of Error & Information Requests PO Box 3398 Englewood, CO 80155
  7. Home Equity Loan basics

    What is a Home Equity Loan? In short, it’s a type of loan secured by the equity in your existing, mortgaged property. You receive one lump sum of money at closing and repay it over a fixed period, with a fixed rate, on a fixed monthly payment. ...
  8. Can I pay down my principal to reduce my monthly payments?

    We love making homeowners happy—and what better way than to help you save money throughout the life of your loan?  If you want to lower your monthly mortgage payment and have the means to make additional payments toward your loan principal, a mort...
  9. Go Paperless *NEW Options!*

  10. Are all loans eligible for recast?

    Not all loan types are eligible. Under the current government rules, recast is not an option for USDA (RHS), VA and FHA loans.    To qualify for a recast, the following must apply:  Conventional loan (other types including USDA (RHS), VA, and FHA...